Advance learner loans

You can apply for an Advanced Learner Loan to help cover the costs of a course at a college or training provider.

An Advanced Learner Loan assists with the costs of further education. Learners aged 19 and over who are enrolled in an approved learning aim at Levels 3, 4, 5, or 6 at an approved provider in England are eligible to apply.

The loan isn’t determined on your income, and no credit checks are carried out. Interest is charged starting with the first payment made to the college or training provider.

The Advanced Learner Loan, plus any interest, has to be paid back, but not until you’ve finished or left your course, and your income is over the repayment threshold.